Savings AccountIndividuals can save in an attractive interest-yielding account.
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Equity Rewards AccountThis product has been specifically designed for Individuals, businesses Schools, Features
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Equity Kiddie AccountEquity Kiddie Account has been designed to give your child a future start up (saving for your Features
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Equity Susu Account
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Current Account (Individual)
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Current Account (Corporate)
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Equity Platinum Account (Individual / Corporate / Associations)
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The Fishermen Life Insurance Scheme (FLIS) product is mainly Savings & Loan product
specifically designed for fishermen to save and secure facilities in enhancing their fishing
businesses.
Features
- Savings with insurance policy
- Must have a Savings Account
- Unlimited access to account
- Free advisory services
- Client has access to loans
- Client must be a boat owner and also in business for a year and a member of the
Fishermen Association - Cash collateral of 40%
Equity Bonus Plan
- Equity Bonus plan is a savings plan designed for consistent savings of a preferred
amount (minimum of Ghs 50.00) 12 months - Attracts interest plus a bonus
Fixed Term Deposits
This is designed for high businesses, net worth clients and individuals who want to invest in secure high-yielding products with term maturity and roll over features.
Maturity periods are 91, 182 and 365 days. Interests are negotiable, but they are above
Treasury bill rates, depending on the amounts and period of investment.
Susu / Group Loan CustomersThis category covers mainly petty traders in the markets, who sell on table tops, floor space, and market stalls, and deal in various types of goods ranging from foodstuff, used clothes, imported poultry and meat products, spices etc. These individuals sometimes do have groups |
Micro Loan CustomersThese are individuals with enterprises which may be registered or not with the Registrar Generals Department. They mostly operate from pre-fabricated shops, containers and kiosk located mainly along commercial streets, near lorry stations and residential areas. Main business line for this category includes but not limited to groceries, used household items and |
Personal / Payroll LoanThese loans will be given primarily to government workers and individuals belonging to reputable institutions as determined by management. The amount to qualify is largely dependent on the disposable income of the individual |
SME LoansUsually registered businesses with some level of book keeping literacy with business operations in rented shops. These businesses include hardware, hair products, transport, stationery, boutique, sale of cloth etc. These customers are often involved in whole sale as well as retail. An eligible applicant should have been in business for not less than three (3) years. |
Corporate LoansThis facility will be granted to large corporate entities in Ghana. The business should have been registered in Ghana with the Registrar Generals Department with a minimum of 5 years’ experience in operations. It should have a board and a management team to ensure proper corporate governance. It should have audited financials for at least 2 years. The said business should have an office location as well. |
Auto LoansThis will be given to commercial drivers who belong to a specific union. Individual salary earners may also qualify depending on their disposable income. The union must have a charter and guarantee for the driver. A percentage of the total amount shall be paid by the driver which will be determined by management in consultation with the board |
Vehicle Maintenance LoanThis loan will be granted to vehicle owners who needs to buy spare parts to maintain a vehicle. Applicants will be required to have the vehicle documentation in their name and the documents deposited with Equity Savings and loans. Form C of the DVLA should be completed by the applicant and together with a spare key in the custody of Equity Savings & Loans. |
Short Term LoanShort term loans are granted to high net-worth customers with relatively high turnovers. These customers run their accounts very well, pay their customers through cheques and clear their cheques through the account. |